Knowing how insurance, payments, and scheduling work before your visit makes dental care much less stressful. At Family Dentistry of Yorktown, Dr. Jennifer Wachs, DDS, Dr. Ken Wachs, and our front office team want every patient in Yorktown Heights and Northern Westchester to understand their options clearly. As a courtesy, we file claims with your dental insurance company and are glad to help you make sense of your benefits, although coverage ultimately depends on the plan your employer or carrier provides. We accept cash, debit cards, and major credit cards, and we offer financing through CareCredit® for treatment that insurance does not fully cover. Patients without dental insurance can also ask about our in-office membership plan. If you are new to our practice, our first visit guide and patient forms page explain what to bring and how to prepare.
Have a question about insurance or payment? Call our Yorktown Heights office at 914-245-9881 and our team will be happy to help.
Insurance Policy
Dental insurance works differently than medical insurance. We recommend reviewing the benefits booklet from your insurance provider so you know what your plan covers. The portion you are responsible for will vary based on the specific coverage your policy provides.
Before treatment, we will give you an estimate of what your insurance is expected to pay, based on the information your carrier provides to us. Please keep in mind that an estimate is not a guarantee of benefits or of the final amount paid. As a courtesy, Family Dentistry of Yorktown files all insurance claims on your behalf; however, you remain responsible for your account balance. If your insurance pays less than estimated, the difference will be billed to you, and if it pays more, a credit will be applied to your account. If you have questions about our financial policies, CareCredit® financing, or our in-office membership plan, please ask us before your treatment begins.
We participate with the following insurance companies:
- Ameritas
- Assurant
- Aetna
- Cigna
- Delta Dental
- Dental Save (Northeast)
- Fitzharris
- Guardian
- Humana Insurance Programmers (Lakeland, Putnam Valley, Pelhem, Ardsley)
- Local 628
- Metlife
- Pomco
- United Concordia
- United Healthcare
- UMR
- Most discount dental plans accepted
Financial Policy
We accept the following forms of payment in our office:
- Cash
- Checks
- Visa
- Mastercard
- Discover
- American Express
- CareCredit Patient Financing
Please let us know if you have questions about our financial policies or financing options prior to your treatment.
CareCredit®
CareCredit® is available to help you pay for dental procedures your insurance doesn’t cover. CareCredit® offers both No Interest* financing or low minimum monthly payment options so you can take care of your dental health. With three simple steps, including an instant approval process, it’s easy to apply for CareCredit®. Click here to learn more or apply for financing.
Family Financial Plan
The program includes:
- 2 cleanings per year (excludes periodontal treatment and/or periodontal maintenance cleanings)
- 2 exams per year
- All bitewings and periapical x-rays
- 2 Fluoride treatments
- PLUS enjoy a 15% discount on most all other dental services for a full year!!!!
Benefits of our Program:
- Immediate savings
- Everyone qualifies
- Beautifully Clean Teeth!
Yearly membership options:
- Adult (14 years +) $350.00
- Child (13 years & under) $300.00
- Family (up to 4 individuals) $1175.00
- Sign up anytime – membership is valid for on full year from the date of enrollment.
- New patients are always welcome!
*Discount will not apply with any other offers or discounts. This is a dental savings plan, not a dental insurance plan. All enrollment fees are due and payable in full at the time of registration and fees are non-refundable. This program cannot be shared or transferred between patients. Savings plan duration is for one full year starting on the registration date. Savings plan coverage expires at the end of the membership year, otherwise benefits are null and void. Benefits cannot be carried over to the next membership year. Savings plan enrollees cannot use any other dental coverage, discount, or offers with this plan. The savings plan will never any portion of a specialist referral, will not apply to costs of dental car for injuries covered under workman’s compensation, and will not apply to dental care for which in the sole opinion of the treating dentist lies outside the realm of their capability. The savings plan will not apply to hospitalization or hospital charges of any kind. Covered benefits of the plan are on covered at Family Dentistry of Yorktown (334 Underhill Ave, Yorktown Heights, NY 10598). Savings are not valid in conjunction with dental insurance or any other plans or offers. Family Dentistry of Yorktown reserves the right to modify, change, or discontinue the Savings Plan, fees, terms and services at the office’s discretion.
Cancellations
Kindly provide at least 48 hours' notice for any appointment that needs to be rescheduled. Appointments canceled with less than 24 hours' notice may be subject to a cancellation charge.
